Everything you should know about Travel Credit Cards?

Family vacations are relaxing, but planning for the same can be expensive and a little over budget. Well, the smartest way to keep them affordable and luxurious is to use a travel credit card in India. A credit card can help you get a discount on partner flights, hotels, lounges, etc. This is the time you can have a good time with your family and friends without worrying about cash here and there. A travel credit card helps in payment with just a swipe or tap. So add this to your travel accessories as this can come in handy when travelling. Because there are many more expenses than usual you may have to encounter when out of the town. Check out this article and find which are the best travel credit cards for you.

List of Travel Credit Cards That Encompasses Wide Range of Benefits

To save you from the trouble of searching across the search engine we have shortlisted some travel cards on the basis of their offers, joining fees and such other factors. Let’s get you a suitable credit card for your vacation, take a look at the offers below –

Citi PremierMiles Card

This credit card will help you get on board without any hassle and while you wait for your flight, relax in the lounge. There is a wide range of CitiBank partner airport lounges in India where you can get entry without any membership by showing your credit card and swiping the same at the terminal. Upon using the Citi credit card for your travel expenses you will earn air miles and the good thing about this is this doesn’t have an expiration date.

10 Miles is available on INR.100 airline transactions and 4 Miles per on other spends, provided the transaction is a minimum of INR 100.

Royale Signature Credit Card

This is a Kotak Travel credit card that has the following benefits for the traveller –

  • 2 complimentary visits to Dream Folks Lounges in India per quarter 
  • 4 reward points on every INR 150 transaction for hotels, restaurants, travel agencies and tour operators, package tour operators, airlines and international spending.
  • Redemption options for the accumulated points are air tickets, mobile recharge, etc.

Note – For Kotak Privy League Optima and Insignia Customers there is no joining fee and annual fee on this Kotak Travel Credit Card.

Axis Bank Privilege Credit Card 

With this travel credit card of Axis Bank, you will get 12,500 Edge Reward Points that are worth INR 5,000. And this will be available to you upon payment of the joining fee. And 3,000 bonus points will be available on the card renewal. You don’t have to pay the annual fees if the annual spending is INR 2.5 Lakhs. And upon achieving that annual spend milestone you will get to convert the rewards into multi-brand vouchers whose worth is twice the points. This travel card has a joining fee of INR 1,500+GST and from the second year onwards the annual fee of INR 1,500+ GST starts applying.

ICICI Bank Sapphiro Credit Card

This ICICI Bank Travel Credit Card checks all the boxes for your next vacation, such as –

  • Four complimentary access to airport lounges in India. If you spend a minimum of INR 5,000 or above in one quarter, you get this facility in the next quarter.
  • 24×7 concierge service takes care of your every need such as finding a restaurant and hotel for you.
  • Comprehensive insurance cover to keep you secured such as air accident insurance of INR 3 crore

The joining fee for this ICICI Travel Card is INR 6,500+GST. When you get this credit card, log in to ICICI Credit Card and see your rewards and other details of the credit card.

So get yourself a travel credit card and plan a good and affordable vacation for your loved ones.

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